Splitwise splits the bill.
Folosat splits the bill,
plans the trip, and builds your wealth.
Splitwise's free tier now limits how many expenses you can enter per day. Folosat is completely free — and does more: plan a trip before it starts, split expenses during it, and automatically grow your income every payday.
Splitwise does one thing
Track who owes who after the fact. It's genuinely good at that. But free users now hit a daily limit on expense entries, and there's no way to plan together before a trip starts — no shared savings, no income management, no wealth building.
Folosat does more
Bill splitting is built in — with no entry limits on the free tier. But you can also create a shared financial goal to save for a trip before it starts, then use the same group to split expenses during it. And Folosat automatically allocates your own income to 6 wealth buckets every payday.
Plan the trip before it starts
With Folosat, you can manage a project or trip even before it begins. Create a shared financial goal with the same people — everyone contributes until you hit the target. Once you reach it, the trip is funded and you're ready to go. During the trip, use the same group to split every expense. At the end, you'll see a complete breakdown of total spending and who spent what.
Splitwise has no equivalent — it only tracks expenses after they happen.
Feature comparison
Stick with Splitwise if you...
- → Only need basic bill splitting and nothing else
- → Have a large established group already using it
- → Are willing to pay for Pro to remove free tier limits
Switch to Folosat if you...
- → Want unlimited expense entries, completely free
- → Want to save for a trip or project together before it starts
- → Want your income to allocate automatically every payday
- → Need Arabic/RTL support or a Zakat/Donation bucket
- → Are tired of splitting bills but still not saving anything
Frequently asked questions
Does Folosat do everything Splitwise does?
Yes — Folosat includes group expense tracking and bill splitting. You can create groups, add expenses, split evenly or by custom amounts, and track who owes what. And unlike Splitwise, Folosat has no daily limit on expense entries on the free tier.
Can I plan a trip before it even starts?
Yes — this is one of Folosat's unique features. You can create a financial goal for a trip or project with the same group of people, set a target amount, and everyone contributes until you hit it. Once the goal is reached, you can start the trip and use the same group to split expenses. At the end, you'll see a full breakdown of what everyone spent.
What does Folosat have that Splitwise doesn't?
Beyond bill splitting, Folosat is a complete income growth system. It automatically splits your income into 6 buckets (Obligations, Investment, Personal, Debt, Donation, Reserves) every payday. You can also set savings goals — shared ones for group trips or personal ones within your own buckets. Splitwise has none of this.
Is Folosat really completely free?
Yes, completely free during early access. No ads, no daily entry limits, no "Pro" paywall for basic features. A paid tier (Folosat Pro) is planned for advanced features, but bill splitting and the core Folosat Method are free.
Who is Folosat for compared to Splitwise users?
Splitwise is great for people who just need to split bills and settle up. Folosat is for people who want that plus a system that plans ahead — saving for a trip before it starts, and automatically managing and growing personal income. If you're tired of splitting bills but still ending up with nothing saved, Folosat is built for you.
Split bills. Plan trips. Build wealth. All free.
Free during early access. No credit card required.
Turn On Autopilot — Free