Track expenses by
wealth bucket,
not just category
Folosat pre-splits your income into buckets before you spend. Every expense comes out of the right bucket. You always know what's left — not just what you spent.
Regular expense trackers
- ✗ Show you what you spent — after it's gone
- ✗ All money is one pool — no structure
- ✗ Categories are arbitrary labels, not limits
- ✗ No investment or wealth-growth category
Folosat expense tracking
- Income pre-split before you spend
- Each bucket has its own balance + reserve
- Overspend flagged immediately, not at month-end
- Investment bucket grows your income over time
Your 6 expense buckets
Obligations
Rent, loans, insurance, utilities — fixed non-negotiables
Investment
Courses, business, tools that grow your income
Personal
Food, entertainment, hobbies — guilt-free spending
Debt
Credit cards, informal debts — pay them down fast
Donation
Zakat, sadaqa, charitable giving — planned, not scrambled
Reserve
Surplus rolls into each bucket's own reserve automatically
Frequently asked questions
How is this different from a regular expense tracker?
Most expense trackers show you categories (food, transport, rent) after the fact. Folosat works before you spend: your income is pre-split into wealth buckets, so every expense comes out of a specific bucket. You always know how much you have left — not just what you spent.
Do I have to enter every expense manually?
Yes — but it's fast. Type it in or scan a receipt with OCR and let Folosat read it for you. Each expense goes into its bucket. There's no bank sync, which keeps your data private and the app simple.
What happens when I overspend a bucket?
Folosat flags the overage immediately. You can draw from that bucket's reserve (if it has one), or log it as a debt to repay next month. The system keeps it visible — no silent overspending.
Can I track group expenses too?
Yes. Folosat has built-in bill splitting. Create a group, add members, log shared expenses, and settle up — all inside the same app without needing Splitwise.
Is Folosat free to use?
Yes — completely free during early access. No credit card required.
Know where every dollar goes — before you spend it
Free during early access. Set up in minutes.
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