A free budget app that
works while you sleep
Folosat automatically splits your income across 6 wealth buckets the moment it arrives. Set it up once. It runs every payday — forever. Free during early access.
Why most free budget apps don't work
They track the past
You log what you already spent. By then it's too late to change anything.
They require daily input
Every transaction, every day. Most people quit within 2 weeks.
They don't help you grow
Telling you to spend less doesn't increase your income. It just creates guilt.
Everything in Folosat — free
Auto-split on payday
Set your bucket percentages once. Every payday Folosat splits your income automatically — no manual work each month.
6 isolated wealth buckets
Obligations, Investment, Personal, Debt, Donation, and Reserve. Each bucket has its own balance and reserve. Categories never mix.
Investment bucket
A dedicated bucket for growing your income — courses, certifications, side business, coaching. Most budget apps ignore this entirely.
Bill splitting built in
Split expenses with friends or family directly inside the app. No need for a separate Splitwise account.
Savings goals per bucket
Set savings goals tied to individual buckets. Unused funds roll into that bucket's reserve automatically.
Arabic & English
Full Arabic RTL support and English. One of the only personal finance apps built for MENA users from the ground up.
How Folosat compares
Frequently asked questions
Is Folosat really free?
Yes. Folosat is completely free during early access — no credit card required. A paid tier is planned for the future with advanced features, but the core income allocation system will always have a free option.
How is this different from other free budget apps?
Most free budget apps (Mint, Wallet, Money Manager) are expense trackers — you log spending after it happens. Folosat works before you spend: it automatically splits your income into buckets the moment it arrives, so you always know exactly how much you have in each category.
Do I need to enter every transaction manually?
You log expenses when they happen — by typing them in or scanning a receipt with OCR. The income split is fully automatic. Think of it as: income is automated, expenses are logged as you go.
What if my income is variable (freelancer, commission)?
Add income anytime during the month as it arrives. At month-end, Folosat prompts you to confirm your total and set next month's allocations based on what you actually earned. It adapts to variable income naturally.
Is there a mobile app?
Yes. Folosat is available as a web app (works on all browsers) and as a native iOS and Android app. Your data syncs across all devices in real time.
The last free budget app you'll need
Set it up in minutes. It runs every payday after that.
Get Started — Free